About Us
Scale Up is a modern financial institution with the focus to provide you with quick and flexible financial solutions.
Who We Are
Scale Up Credit Limited is a non-deposit-taking credit-only Firm whose mandate is to advance micro loans to micro and small Enterprises (MSEs). The business is solving the financial inclusion problem in the rural parts of Kenya which is dominated by informal enterprises and farmers. These enterprises are categorized by mainstream banks and big Micro Finance Institutions as risky and non-sustainable.
At Scale Up Credit Limited, we go beyond just giving loans, we empower! we sustain! we impact!
Our Values
Faithful stewardship, Passion for enterprise Development, Professionalism, and Responsiveness
Mission Statement
Responding to the real business support needs of micro-entrepreneurs and helping them to scale up to great heights.
Our Vision
To be the leading lending company with Micro-entrepreneurs at heart.
Our Story
From humble beginnings to becoming a trusted partner in finance, we are committed to fostering growth, creating opportunities, and making a positive impact in the communities we serve.
The Company was started in June 2020. This was at the peak of Covid 19 pandemic. Most micro and small businesses closed. The company was started by Eunice a woman who is passionate about Entrepreneurship development, youth, and women’s economic empowerment. Her husband joined her and offered to run the company. The company has 7 credit officers and two administrative staff.
We have reached over 2000 Micro and small enterprises with micro-loans in a period of 3 years.
Achieved turnover of over 71 Million within three years. Opened two new branches within three years of operation. Currently with a loan book of about 6 Million
Projecting to grow the portfolio to over 10 million in the next 2 years.
We mitigate risks by doing proper loan appraisals and by lending loans to individuals who live on their land and home guaranteed by relatives, friends, or family, known by the area chief and village elders. We give free training in financial literacy and entrepreneurship occasionally to enhance the creditworthiness of our customers. 70% of our customers are women.
